It used to be that driving a minivan was a nail in the cool coffin. The lumbering boxes of the 80s and 90s were the last automobiles anyone in their right mind would get an auto loan for if they wanted to maintain a youthful and relevant image.  But times they are a changin. The people who at one time determined that minivans were for airheaded soccer moms who didn't know any different are now becoming soccer moms themselves.  Far from thinking that driving a minivan is emasculating, today's men are wearing them as a badge of honor.  These sociological shifts are not lost on automobile makers, or their marketing companies.  Case in point is the Toyata Sienna, aka "the Swagger Wagon."  Check out the video below and you'll see what I mean.

In the world of car loans, there are a lot of moving parts.  Roadloans has taken all of the loose ends and tied them together into a streamlined process, making buying used cars simple and easy, even car loans for those with poor credit.  For more information on a process that will make your life easier and get you into the car of your dreams, click here. 

Be on the lookout!  Black Friday doesn't only apply to Wal-Mart and Target.  It also applies to many car dealerships.  Auto loans don't take holidays, and great sales mean auto loans for people with poor credit don't take holidays either!  It also might be the perfect time for So get out there and look around.  You never know what you might find! 

So you are going to see about a car loan, but you don't want to feel like you walked away getting the short end of the stick.  Too many times people assume that they have no power to negotiate.  Not true.  Negotiating can get you a lower car note, which means lower payments, which means more cash in your pocket.  This is especially true when it comes to car loans for people with bad credit.  Check out this article for more on negotiating your price.

According to an article from Edmunds.com, auto loans for people with bad credit are on the rise, which is a hopeful sign of things to come.  "Lenders might be relaxing their restrictions because borrowers are being less flaky: Automotive loan delinquencies dropped during the second quarter of this year, marking the second consecutive quarter of year-over-year decreases in quarterly delinquencies."

Here are some other interesting statistics from the article:

• The average credit score for purchasers of a new vehicle fell two points, from 774 in the second quarter of 2009 to 772 in the second quarter of this year. The average credit score for purchasers of a used vehicle rose two points, from 677 in the second quarter of 2009 to 679 in the second quarter of 2010.
• The average amount financed for a new vehicle jumped by $883 to $25,222. The average amount financed for a used vehicle jumped by$1,027 to $16,581.
• The states with the highest average credit scores for consumers applying for new vehicle loans were Minnesota (803), Wisconsin (796), Iowa (795), Nebraska (791) and Montana (789).
• The states with the lowest average credit scores for consumers applying for new vehicle loans were Mississippi (749), Nevada (750), Louisiana (751), Texas (752) and North Carolina (759).