Check out this recent article from Roadloans on the Auto Loan Amortization Chart? What exactly is an auto loan amortization chart anyway? It is a chart that shows you how your interest and the principle of the auto loan will be paid out over the life of the car loan.  From the article: If you look at an auto loan amortization chart, you'll see that the interest vs. the principal in the payments for the entire term of the loan is generally the same. That means you're paying the same amount of both principal and interest on the first payment as you are on the very last payment you make.